Call reports 2024
VIDALIA FEDERAL SAVINGS BANK — 2024
What VIDALIA FEDERAL SAVINGS BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 214,504,000 | 226,242,000 | 221,317,000 | 229,945,000 |
| Total loans | 88,908,000 | 92,880,000 | 94,133,000 | 94,472,000 |
| Allowance for loan losses | 813,000 | 802,000 | 929,000 | 923,000 |
| Securities available for sale | 3,951,000 | 3,913,000 | 3,882,000 | 3,613,000 |
| Securities held to maturity | 98,792,000 | 98,792,000 | 98,820,000 | 98,820,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 168,617,000 | 170,972,000 | 166,900,000 | 175,254,000 |
| Interest-bearing deposits | 151,000,000 | 152,379,000 | 150,254,000 | 154,676,000 |
| Noninterest-bearing deposits | 17,617,000 | 18,593,000 | 16,646,000 | 20,578,000 |
| Equity capital | 28,518,000 | 27,983,000 | 27,317,000 | 27,187,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,504,000 | 3,081,000 | 4,749,000 | 6,478,000 |
| Interest expense | 960,000 | 2,019,000 | 3,199,000 | 4,387,000 |
| Net interest income | 544,000 | 1,062,000 | 1,550,000 | 2,091,000 |
| Noninterest income | 173,000 | 326,000 | 483,000 | 635,000 |
| Noninterest expense | 1,210,000 | 2,457,000 | 3,716,000 | 4,949,000 |
| Provision for loan losses | 0 | 0 | 127,000 | 127,000 |
| Pretax income | -493,000 | -1,069,000 | -1,810,000 | -2,350,000 |
| Income tax | 0 | 0 | 0 | -536,000 |
| Net income | -493,000 | -1,069,000 | -1,810,000 | -1,814,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,184,000 | 28,608,000 | 27,867,000 | 27,865,000 |