Call reports 2022
VIDALIA FEDERAL SAVINGS BANK — 2022
What VIDALIA FEDERAL SAVINGS BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 220,958,000 | 221,330,000 | 218,453,000 | 212,693,000 |
| Total loans | 63,293,000 | 69,560,000 | 73,511,000 | 76,816,000 |
| Allowance for loan losses | 483,000 | 475,000 | 470,000 | 470,000 |
| Securities available for sale | 5,094,000 | 4,551,000 | 4,311,000 | 4,378,000 |
| Securities held to maturity | 98,820,000 | 98,820,000 | 98,820,000 | 98,820,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 189,706,000 | 190,256,000 | 187,336,000 | 181,445,000 |
| Interest-bearing deposits | 172,492,000 | 173,356,000 | 170,681,000 | 164,160,000 |
| Noninterest-bearing deposits | 17,214,000 | 16,900,000 | 16,655,000 | 17,285,000 |
| Equity capital | 30,499,000 | 30,116,000 | 30,030,000 | 30,188,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,064,000 | 2,144,000 | 3,425,000 | 4,718,000 |
| Interest expense | 285,000 | 566,000 | 845,000 | 1,156,000 |
| Net interest income | 779,000 | 1,578,000 | 2,580,000 | 3,562,000 |
| Noninterest income | 183,000 | 365,000 | 538,000 | 712,000 |
| Noninterest expense | 1,094,000 | 2,221,000 | 3,399,000 | 4,577,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -132,000 | -278,000 | -281,000 | -303,000 |
| Income tax | 0 | -35,000 | -35,000 | -101,000 |
| Net income | -132,000 | -243,000 | -246,000 | -202,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,045,000 | 31,080,000 | 31,107,000 | 31,110,000 |