Call reports 2021
VIDALIA FEDERAL SAVINGS BANK — 2021
What VIDALIA FEDERAL SAVINGS BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 214,378,000 | 214,611,000 | 212,893,000 | 215,070,000 |
| Total loans | 59,670,000 | 59,382,000 | 60,355,000 | 61,607,000 |
| Allowance for loan losses | 519,000 | 519,000 | 519,000 | 483,000 |
| Securities available for sale | 0 | 0 | 0 | 5,628,000 |
| Securities held to maturity | 104,736,000 | 98,763,000 | 104,760,000 | 98,809,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 182,043,000 | 182,475,000 | 180,821,000 | 183,496,000 |
| Interest-bearing deposits | 167,265,000 | 168,080,000 | 166,152,000 | 169,356,000 |
| Noninterest-bearing deposits | 14,778,000 | 14,395,000 | 14,668,000 | 14,139,000 |
| Equity capital | 31,565,000 | 31,315,000 | 31,144,000 | 30,948,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,051,000 | 2,126,000 | 3,161,000 | 4,192,000 |
| Interest expense | 325,000 | 638,000 | 941,000 | 1,237,000 |
| Net interest income | 726,000 | 1,488,000 | 2,220,000 | 2,955,000 |
| Noninterest income | 137,000 | 302,000 | 476,000 | 653,000 |
| Noninterest expense | 1,105,000 | 2,282,000 | 3,359,000 | 4,550,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -242,000 | -492,000 | -663,000 | -942,000 |
| Income tax | -145,000 | -145,000 | -145,000 | -198,000 |
| Net income | -97,000 | -347,000 | -518,000 | -744,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,565,000 | 31,315,000 | 31,144,000 | 31,063,000 |