Call reports 2025
ALPINE CAPITAL BANK — 2025
What ALPINE CAPITAL BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 215,479,000 | 199,751,000 | 206,245,000 | 221,600,000 |
| Total loans | 71,142,000 | 82,108,000 | 103,007,000 | 106,561,000 |
| Allowance for loan losses | 1,003,000 | 1,124,000 | 1,337,000 | 1,460,000 |
| Securities available for sale | 959,000 | 3,856,000 | 3,866,000 | 3,879,000 |
| Securities held to maturity | 0 | 1,426,000 | 2,186,000 | 2,689,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 178,633,000 | 162,326,000 | 169,421,000 | 184,838,000 |
| Interest-bearing deposits | 150,183,000 | 137,332,000 | 139,943,000 | 149,145,000 |
| Noninterest-bearing deposits | 28,450,000 | 24,994,000 | 29,478,000 | 35,693,000 |
| Equity capital | 33,414,000 | 33,584,000 | 33,718,000 | 33,961,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 3,056,000 | 6,256,000 | 9,426,000 | 12,818,000 |
| Interest expense | 1,237,000 | 2,444,000 | 3,658,000 | 4,864,000 |
| Net interest income | 1,819,000 | 3,812,000 | 5,768,000 | 7,954,000 |
| Noninterest income | 23,000 | 64,000 | 106,000 | 147,000 |
| Noninterest expense | 1,770,000 | 3,652,000 | 5,459,000 | 7,352,000 |
| Provision for loan losses | 108,000 | 229,000 | 442,000 | 565,000 |
| Pretax income | 10,000 | 32,000 | -46,000 | 120,000 |
| Income tax | -39,000 | -78,000 | -192,000 | -195,000 |
| Net income | 49,000 | 110,000 | 146,000 | 315,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,277,000 | 31,476,000 | 31,644,000 | 31,929,000 |
| Total capital | 32,236,000 | 32,583,000 | 32,966,000 | 33,317,000 |
| Risk-weighted assets | 76,599,000 | 88,484,000 | 105,635,000 | 110,797,000 |