Call reports 2024
ALPINE CAPITAL BANK — 2024
What ALPINE CAPITAL BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 203,580,000 | 193,883,000 | 181,755,000 | 200,195,000 |
| Total loans | 54,610,000 | 42,595,000 | 46,934,000 | 61,348,000 |
| Allowance for loan losses | 950,000 | 870,000 | 870,000 | 895,000 |
| Securities available for sale | 16,392,000 | 4,980,000 | 1,320,000 | 836,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 164,941,000 | 158,197,000 | 144,974,000 | 163,468,000 |
| Interest-bearing deposits | 110,288,000 | 121,487,000 | 113,615,000 | 136,288,000 |
| Noninterest-bearing deposits | 54,653,000 | 36,710,000 | 31,359,000 | 27,180,000 |
| Equity capital | 35,451,000 | 32,647,000 | 32,995,000 | 33,279,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 2,847,000 | 6,014,000 | 8,938,000 | 11,772,000 |
| Interest expense | 378,000 | 737,000 | 1,566,000 | 2,610,000 |
| Net interest income | 2,469,000 | 5,277,000 | 7,372,000 | 9,162,000 |
| Noninterest income | 28,000 | 63,000 | 88,000 | 1,009,000 |
| Noninterest expense | 1,249,000 | 2,650,000 | 4,436,000 | 6,136,000 |
| Provision for loan losses | 0 | -80,000 | -80,000 | 895,000 |
| Pretax income | 1,248,000 | 2,770,000 | 3,104,000 | 3,043,000 |
| Income tax | 269,000 | 600,000 | 744,000 | 470,000 |
| Net income | 979,000 | 2,170,000 | 2,360,000 | 2,573,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,580,000 | 30,231,000 | 30,532,000 | 31,087,000 |
| Total capital | 36,471,000 | 30,896,000 | 31,211,000 | 31,942,000 |
| Risk-weighted assets | 71,068,000 | 52,859,000 | 53,988,000 | 68,288,000 |