Call reports 2023
ALPINE CAPITAL BANK — 2023
What ALPINE CAPITAL BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 223,903,000 | 214,572,000 | 221,859,000 | 194,769,000 |
| Total loans | 71,359,000 | 70,917,000 | 54,996,000 | 59,265,000 |
| Allowance for loan losses | 1,180,000 | 1,180,000 | 1,180,000 | 950,000 |
| Securities available for sale | 31,047,000 | 33,612,000 | 29,855,000 | 27,074,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 162,082,000 | 151,166,000 | 156,226,000 | 157,201,000 |
| Interest-bearing deposits | 104,365,000 | 90,487,000 | 99,431,000 | 108,115,000 |
| Noninterest-bearing deposits | 57,717,000 | 60,679,000 | 56,795,000 | 49,086,000 |
| Equity capital | 57,703,000 | 59,309,000 | 61,606,000 | 34,283,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 3,291,000 | 6,421,000 | 10,363,000 | 13,590,000 |
| Interest expense | 318,000 | 641,000 | 975,000 | 1,351,000 |
| Net interest income | 2,973,000 | 5,780,000 | 9,388,000 | 12,239,000 |
| Noninterest income | 42,000 | 71,000 | 104,000 | 136,000 |
| Noninterest expense | 1,237,000 | 2,436,000 | 3,676,000 | 4,763,000 |
| Provision for loan losses | 0 | 0 | 0 | -230,000 |
| Pretax income | 1,778,000 | 3,415,000 | 5,816,000 | 7,842,000 |
| Income tax | 261,000 | 524,000 | 874,000 | 1,208,000 |
| Net income | 1,517,000 | 2,891,000 | 4,942,000 | 6,634,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 58,783,000 | 60,157,000 | 62,208,000 | 34,600,000 |
| Total capital | 60,261,000 | 61,568,000 | 63,313,000 | 35,680,000 |
| Risk-weighted assets | 118,210,000 | 112,780,000 | 88,011,000 | 87,820,000 |