Call reports 2021
ALPINE CAPITAL BANK — 2021
What ALPINE CAPITAL BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 251,367,000 | 267,575,000 | 306,421,000 | 327,506,000 |
| Total loans | 116,526,000 | 108,297,000 | 105,938,000 | 105,571,000 |
| Allowance for loan losses | 5,202,000 | 5,202,000 | 4,000,000 | 1,180,000 |
| Securities available for sale | 75,067,000 | 51,791,000 | 39,157,000 | 40,364,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 196,061,000 | 211,626,000 | 248,589,000 | 267,650,000 |
| Interest-bearing deposits | 114,358,000 | 122,409,000 | 143,573,000 | 192,259,000 |
| Noninterest-bearing deposits | 81,703,000 | 89,217,000 | 105,016,000 | 75,391,000 |
| Equity capital | 52,786,000 | 53,197,000 | 55,216,000 | 58,762,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,721,000 | 3,374,000 | 5,022,000 | 6,647,000 |
| Interest expense | 48,000 | 86,000 | 125,000 | 164,000 |
| Net interest income | 1,673,000 | 3,288,000 | 4,897,000 | 6,483,000 |
| Noninterest income | 82,000 | 170,000 | 372,000 | 471,000 |
| Noninterest expense | 1,161,000 | 2,327,000 | 3,242,000 | 3,222,000 |
| Provision for loan losses | 0 | 0 | -1,202,000 | -4,022,000 |
| Pretax income | 595,000 | 1,132,000 | 3,236,000 | 7,770,000 |
| Income tax | 32,000 | 66,000 | 97,000 | 789,000 |
| Net income | 563,000 | 1,066,000 | 3,139,000 | 6,981,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 52,567,000 | 53,069,000 | 55,143,000 | 58,985,000 |
| Total capital | 54,874,000 | 55,128,000 | 57,174,000 | 60,485,000 |
| Risk-weighted assets | 179,930,000 | 159,876,000 | 158,988,000 | 161,400,000 |