Call reports 2020
ALPINE CAPITAL BANK — 2020
What ALPINE CAPITAL BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 255,106,000 | 253,598,000 | 249,459,000 | 262,937,000 |
| Total loans | 84,393,000 | 105,136,000 | 109,914,000 | 109,073,000 |
| Allowance for loan losses | 5,248,000 | 5,248,000 | 5,248,000 | 5,202,000 |
| Securities available for sale | 94,026,000 | 95,062,000 | 75,708,000 | 75,178,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 201,613,000 | 199,009,000 | 194,366,000 | 207,353,000 |
| Interest-bearing deposits | 122,040,000 | 122,103,000 | 114,099,000 | 127,189,000 |
| Noninterest-bearing deposits | 79,573,000 | 76,906,000 | 80,267,000 | 80,164,000 |
| Equity capital | 51,300,000 | 52,340,000 | 52,726,000 | 53,285,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,015,000 | 3,762,000 | 5,353,000 | 7,014,000 |
| Interest expense | 148,000 | 207,000 | 261,000 | 319,000 |
| Net interest income | 1,867,000 | 3,555,000 | 5,092,000 | 6,695,000 |
| Noninterest income | 60,000 | 118,000 | 232,000 | 352,000 |
| Noninterest expense | 1,678,000 | 2,820,000 | 3,945,000 | 5,053,000 |
| Provision for loan losses | -453,000 | -453,000 | -453,000 | -499,000 |
| Pretax income | 712,000 | 1,316,000 | 1,843,000 | 2,527,000 |
| Income tax | 90,000 | 122,000 | 152,000 | 152,000 |
| Net income | 622,000 | 1,194,000 | 1,691,000 | 2,375,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,126,000 | 51,698,000 | 52,195,000 | 52,878,000 |
| Total capital | 52,960,000 | 53,826,000 | 54,376,000 | 55,056,000 |
| Risk-weighted assets | 141,589,000 | 165,461,000 | 169,670,000 | 169,500,000 |