Call reports 2019
ALPINE CAPITAL BANK — 2019
What ALPINE CAPITAL BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 257,671,000 | 239,557,000 | 257,994,000 | 258,251,000 |
| Total loans | 93,196,000 | 82,986,000 | 81,485,000 | 72,503,000 |
| Allowance for loan losses | 5,509,000 | 5,812,000 | 5,658,000 | 5,701,000 |
| Securities available for sale | 58,321,000 | 59,049,000 | 73,818,000 | 95,341,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 206,517,000 | 187,121,000 | 204,291,000 | 204,117,000 |
| Interest-bearing deposits | 137,686,000 | 123,010,000 | 135,213,000 | 127,162,000 |
| Noninterest-bearing deposits | 68,831,000 | 64,111,000 | 69,078,000 | 76,954,000 |
| Equity capital | 48,904,000 | 50,422,000 | 51,538,000 | 52,470,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,805,000 | 5,475,000 | 8,076,000 | 10,291,000 |
| Interest expense | 297,000 | 599,000 | 872,000 | 1,056,000 |
| Net interest income | 2,508,000 | 4,876,000 | 7,204,000 | 9,235,000 |
| Noninterest income | 181,000 | 331,000 | 403,000 | 479,000 |
| Noninterest expense | 817,000 | 1,647,000 | 3,041,000 | 4,069,000 |
| Provision for loan losses | 400,000 | 703,000 | 549,000 | 592,000 |
| Pretax income | 1,472,000 | 2,857,000 | 4,017,000 | 5,022,000 |
| Income tax | 103,000 | 199,000 | 300,000 | 384,000 |
| Net income | 1,369,000 | 2,658,000 | 3,717,000 | 4,638,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,915,000 | 50,204,000 | 51,263,000 | 52,184,000 |
| Total capital | 50,786,000 | 51,909,000 | 53,038,000 | 53,782,000 |
| Risk-weighted assets | 144,617,000 | 131,164,000 | 136,829,000 | 122,497,000 |