Call reports 2018
ALPINE CAPITAL BANK — 2018
What ALPINE CAPITAL BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 276,169,000 | 273,607,000 | 259,882,000 | 266,239,000 |
| Total loans | 109,090,000 | 97,351,000 | 92,060,000 | 93,176,000 |
| Allowance for loan losses | 5,560,000 | 5,383,000 | 5,297,000 | 5,109,000 |
| Securities available for sale | 33,046,000 | 31,564,000 | 31,992,000 | 49,818,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 227,158,000 | 224,319,000 | 209,168,000 | 214,473,000 |
| Interest-bearing deposits | 156,213,000 | 151,720,000 | 130,530,000 | 133,073,000 |
| Noninterest-bearing deposits | 70,945,000 | 72,599,000 | 78,638,000 | 81,400,000 |
| Equity capital | 45,264,000 | 46,419,000 | 47,624,000 | 48,934,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,387,000 | 4,898,000 | 7,486,000 | 10,249,000 |
| Interest expense | 206,000 | 422,000 | 642,000 | 914,000 |
| Net interest income | 2,181,000 | 4,476,000 | 6,844,000 | 9,335,000 |
| Noninterest income | 171,000 | 311,000 | 423,000 | 593,000 |
| Noninterest expense | 1,177,000 | 2,513,000 | 3,799,000 | 5,231,000 |
| Provision for loan losses | -16,000 | -193,000 | -279,000 | -467,000 |
| Pretax income | 1,191,000 | 2,467,000 | 3,747,000 | 5,164,000 |
| Income tax | 86,000 | 199,000 | 307,000 | 422,000 |
| Net income | 1,105,000 | 2,268,000 | 3,440,000 | 4,742,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,589,000 | 46,752,000 | 47,924,000 | 49,226,000 |
| Total capital | 47,652,000 | 48,704,000 | 49,843,000 | 51,235,000 |
| Risk-weighted assets | 160,177,000 | 151,202,000 | 148,481,000 | 155,840,000 |