Call reports 2016
ALPINE CAPITAL BANK — 2016
What ALPINE CAPITAL BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 288,270,000 | 263,489,000 | 250,258,000 | 255,131,000 |
| Total loans | 140,615,000 | 131,538,000 | 125,607,000 | 115,711,000 |
| Allowance for loan losses | 5,595,000 | 5,806,000 | 5,883,000 | 6,119,000 |
| Securities available for sale | 34,069,000 | 34,026,000 | 31,628,000 | 32,290,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 244,673,000 | 220,035,000 | 205,843,000 | 210,584,000 |
| Interest-bearing deposits | 163,860,000 | 141,144,000 | 143,276,000 | 147,291,000 |
| Noninterest-bearing deposits | 80,813,000 | 78,891,000 | 62,567,000 | 63,293,000 |
| Equity capital | 40,499,000 | 41,279,000 | 42,040,000 | 42,543,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,258,000 | 4,366,000 | 6,481,000 | 8,405,000 |
| Interest expense | 164,000 | 322,000 | 478,000 | 632,000 |
| Net interest income | 2,094,000 | 4,044,000 | 6,003,000 | 7,773,000 |
| Noninterest income | 95,000 | 167,000 | 279,000 | 477,000 |
| Noninterest expense | 1,014,000 | 2,067,000 | 3,223,000 | 4,238,000 |
| Provision for loan losses | 244,000 | 455,000 | 532,000 | 768,000 |
| Pretax income | 933,000 | 1,691,000 | 2,528,000 | 3,245,000 |
| Income tax | 56,000 | 133,000 | 210,000 | 283,000 |
| Net income | 877,000 | 1,558,000 | 2,318,000 | 2,962,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,699,000 | 41,380,000 | 42,141,000 | 42,784,000 |
| Total capital | 43,023,000 | 43,647,000 | 44,292,000 | 44,787,000 |
| Risk-weighted assets | 181,756,000 | 177,035,000 | 167,484,000 | 155,341,000 |