Call reports 2015
ALPINE CAPITAL BANK — 2015
What ALPINE CAPITAL BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 289,794,000 | 266,133,000 | 280,649,000 | 285,985,000 |
| Total loans | 149,915,000 | 152,505,000 | 154,751,000 | 152,453,000 |
| Allowance for loan losses | 4,509,000 | 4,762,000 | 4,918,000 | 5,351,000 |
| Securities available for sale | 36,240,000 | 37,707,000 | 35,994,000 | 34,945,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 247,412,000 | 224,329,000 | 237,831,000 | 243,422,000 |
| Interest-bearing deposits | 171,125,000 | 145,728,000 | 155,889,000 | 166,248,000 |
| Noninterest-bearing deposits | 76,287,000 | 78,601,000 | 81,942,000 | 77,174,000 |
| Equity capital | 38,465,000 | 39,096,000 | 40,049,000 | 40,386,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,036,000 | 4,181,000 | 6,509,000 | 8,703,000 |
| Interest expense | 140,000 | 286,000 | 437,000 | 594,000 |
| Net interest income | 1,896,000 | 3,895,000 | 6,072,000 | 8,109,000 |
| Noninterest income | 127,000 | 206,000 | 293,000 | 37,000 |
| Noninterest expense | 979,000 | 1,982,000 | 3,136,000 | 3,891,000 |
| Provision for loan losses | 300,000 | 553,000 | 709,000 | 1,142,000 |
| Pretax income | 745,000 | 1,567,000 | 2,522,000 | 3,115,000 |
| Income tax | 49,000 | 116,000 | 190,000 | 239,000 |
| Net income | 696,000 | 1,451,000 | 2,332,000 | 2,876,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,552,000 | 39,307,000 | 40,188,000 | 40,732,000 |
| Total capital | 41,163,000 | 41,968,000 | 42,747,000 | 43,240,000 |
| Risk-weighted assets | 205,636,000 | 209,509,000 | 201,087,000 | 196,812,000 |