Call reports 2014
ALPINE CAPITAL BANK — 2014
What ALPINE CAPITAL BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 240,290,000 | 253,612,000 | 231,027,000 | 287,670,000 |
| Total loans | 131,014,000 | 140,287,000 | 147,492,000 | 149,967,000 |
| Allowance for loan losses | 5,056,000 | 4,927,000 | 5,143,000 | 4,209,000 |
| Securities available for sale | 36,008,000 | 35,410,000 | 35,102,000 | 34,068,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 196,765,000 | 209,429,000 | 190,660,000 | 246,034,000 |
| Interest-bearing deposits | 148,243,000 | 155,535,000 | 137,436,000 | 165,032,000 |
| Noninterest-bearing deposits | 48,522,000 | 53,894,000 | 53,224,000 | 81,002,000 |
| Equity capital | 35,935,000 | 36,602,000 | 37,246,000 | 38,895,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,769,000 | 3,648,000 | 5,677,000 | 7,738,000 |
| Interest expense | 148,000 | 283,000 | 415,000 | 540,000 |
| Net interest income | 1,621,000 | 3,365,000 | 5,262,000 | 7,198,000 |
| Noninterest income | 74,000 | 121,000 | 175,000 | 1,408,000 |
| Noninterest expense | 1,333,000 | 2,632,000 | 3,609,000 | 4,625,000 |
| Provision for loan losses | -188,000 | -317,000 | -101,000 | 125,000 |
| Pretax income | 527,000 | 1,148,000 | 1,914,000 | 3,841,000 |
| Income tax | 41,000 | 104,000 | 172,000 | 372,000 |
| Net income | 486,000 | 1,044,000 | 1,742,000 | 3,469,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,551,000 | 36,095,000 | 36,780,000 | 38,597,000 |
| Total capital | 37,906,000 | 38,601,000 | 39,328,000 | 41,122,000 |
| Risk-weighted assets | 184,312,000 | 196,387,000 | 199,669,000 | 198,766,000 |