Call reports 2013
ALPINE CAPITAL BANK — 2013
What ALPINE CAPITAL BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 235,806,000 | 211,744,000 | 243,015,000 | 234,419,000 |
| Total loans | 121,185,000 | 117,958,000 | 130,584,000 | 143,091,000 |
| Allowance for loan losses | 5,223,000 | 4,889,000 | 5,148,000 | 5,244,000 |
| Securities available for sale | 35,317,000 | 29,205,000 | 31,983,000 | 31,533,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 194,074,000 | 169,388,000 | 200,031,000 | 191,540,000 |
| Interest-bearing deposits | 153,847,000 | 128,718,000 | 151,989,000 | 151,404,000 |
| Noninterest-bearing deposits | 40,227,000 | 40,670,000 | 48,042,000 | 40,136,000 |
| Equity capital | 34,717,000 | 34,928,000 | 35,340,000 | 35,818,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,558,000 | 3,102,000 | 4,855,000 | 6,653,000 |
| Interest expense | 149,000 | 294,000 | 442,000 | 593,000 |
| Net interest income | 1,409,000 | 2,808,000 | 4,413,000 | 6,060,000 |
| Noninterest income | 43,000 | 75,000 | 132,000 | 194,000 |
| Noninterest expense | 882,000 | 2,345,000 | 3,275,000 | 4,319,000 |
| Provision for loan losses | 234,000 | -100,000 | 159,000 | 255,000 |
| Pretax income | 310,000 | 598,000 | 1,072,000 | 1,643,000 |
| Income tax | 35,000 | 75,000 | 114,000 | 126,000 |
| Net income | 275,000 | 523,000 | 958,000 | 1,517,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,310,000 | 34,558,000 | 34,993,000 | 35,498,000 |
| Total capital | 36,166,000 | 36,466,000 | 37,074,000 | 37,822,000 |
| Risk-weighted assets | 144,491,000 | 148,522,000 | 162,427,000 | 181,979,000 |