Call reports 2012
ALPINE CAPITAL BANK — 2012
What ALPINE CAPITAL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 242,711,000 | 223,023,000 | 237,637,000 | 271,955,000 |
| Total loans | 125,194,000 | 120,379,000 | 112,911,000 | 117,885,000 |
| Allowance for loan losses | 4,808,000 | 5,018,000 | 5,020,000 | 4,989,000 |
| Securities available for sale | 43,537,000 | 42,187,000 | 40,556,000 | 37,512,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 202,536,000 | 182,933,000 | 196,528,000 | 230,595,000 |
| Interest-bearing deposits | 149,344,000 | 133,566,000 | 140,620,000 | 164,246,000 |
| Noninterest-bearing deposits | 53,192,000 | 49,367,000 | 55,908,000 | 66,349,000 |
| Equity capital | 33,254,000 | 33,657,000 | 34,256,000 | 34,723,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,558,000 | 3,175,000 | 4,717,000 | 6,280,000 |
| Interest expense | 144,000 | 279,000 | 415,000 | 563,000 |
| Net interest income | 1,414,000 | 2,896,000 | 4,302,000 | 5,717,000 |
| Noninterest income | 175,000 | 249,000 | 320,000 | 340,000 |
| Noninterest expense | 913,000 | 1,881,000 | 3,027,000 | 4,152,000 |
| Provision for loan losses | 319,000 | 529,000 | 531,000 | 500,000 |
| Pretax income | 357,000 | 680,000 | 1,022,000 | 1,365,000 |
| Income tax | 46,000 | 83,000 | 116,000 | 86,000 |
| Net income | 311,000 | 597,000 | 906,000 | 1,279,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,471,000 | 33,757,000 | 34,066,000 | 34,385,000 |
| Total capital | 35,435,000 | 35,724,000 | 35,943,000 | 36,220,000 |
| Risk-weighted assets | 153,861,000 | 153,867,000 | 146,498,000 | 142,986,000 |