Call reports 2011
ALPINE CAPITAL BANK — 2011
What ALPINE CAPITAL BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 226,086,000 | 225,197,000 | 233,059,000 | 243,314,000 |
| Total loans | 130,917,000 | 138,931,000 | 135,965,000 | 130,852,000 |
| Allowance for loan losses | 4,038,000 | 4,408,000 | 4,533,000 | 4,489,000 |
| Securities available for sale | 38,472,000 | 39,749,000 | 38,893,000 | 41,117,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 187,695,000 | 185,799,000 | 193,450,000 | 203,479,000 |
| Interest-bearing deposits | 130,156,000 | 127,558,000 | 133,574,000 | 143,730,000 |
| Noninterest-bearing deposits | 57,539,000 | 58,241,000 | 59,876,000 | 59,749,000 |
| Equity capital | 31,771,000 | 32,647,000 | 32,785,000 | 33,141,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,681,000 | 3,403,000 | 5,147,000 | 6,914,000 |
| Interest expense | 106,000 | 232,000 | 373,000 | 523,000 |
| Net interest income | 1,575,000 | 3,171,000 | 4,774,000 | 6,391,000 |
| Noninterest income | 81,000 | 335,000 | 454,000 | 457,000 |
| Noninterest expense | 1,533,000 | 2,342,000 | 3,370,000 | 4,558,000 |
| Provision for loan losses | -312,000 | 58,000 | 183,000 | 139,000 |
| Pretax income | 439,000 | 1,110,000 | 1,677,000 | 2,158,000 |
| Income tax | 38,000 | 79,000 | 138,000 | 142,000 |
| Net income | 401,000 | 1,031,000 | 1,539,000 | 2,016,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,089,000 | 32,719,000 | 33,226,000 | 33,650,000 |
| Total capital | 33,978,000 | 34,760,000 | 35,253,000 | 35,704,000 |
| Risk-weighted assets | 148,385,000 | 160,527,000 | 159,213,000 | 161,272,000 |