Call reports 2010
ALPINE CAPITAL BANK — 2010
What ALPINE CAPITAL BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 217,231,000 | 234,759,000 | 238,750,000 | 227,006,000 |
| Total loans | 121,837,000 | 124,604,000 | 131,010,000 | 130,445,000 |
| Allowance for loan losses | 3,812,000 | 4,014,000 | 4,175,000 | 4,350,000 |
| Securities available for sale | 38,352,000 | 39,867,000 | 38,570,000 | 38,030,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 5,353,000 | 1,998,000 | 0 | 0 |
| Total deposits | 181,728,000 | 198,707,000 | 201,331,000 | 189,815,000 |
| Interest-bearing deposits | 137,972,000 | 149,922,000 | 152,166,000 | 138,608,000 |
| Noninterest-bearing deposits | 43,756,000 | 48,785,000 | 49,165,000 | 51,207,000 |
| Equity capital | 29,590,000 | 29,983,000 | 31,057,000 | 31,242,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,728,000 | 3,471,000 | 5,266,000 | 7,022,000 |
| Interest expense | 113,000 | 236,000 | 356,000 | 467,000 |
| Net interest income | 1,615,000 | 3,235,000 | 4,910,000 | 6,555,000 |
| Noninterest income | -104,000 | 92,000 | 315,000 | 238,000 |
| Noninterest expense | 1,146,000 | 2,218,000 | 3,209,000 | 4,263,000 |
| Provision for loan losses | 116,000 | 318,000 | 479,000 | 654,000 |
| Pretax income | 255,000 | 797,000 | 1,593,000 | 1,932,000 |
| Income tax | 72,000 | 115,000 | 135,000 | 46,000 |
| Net income | 183,000 | 682,000 | 1,458,000 | 1,886,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,039,000 | 30,538,000 | 31,314,000 | 31,688,000 |
| Total capital | 31,875,000 | 32,343,000 | 33,155,000 | 33,527,000 |
| Risk-weighted assets | 144,751,000 | 141,956,000 | 144,764,000 | 144,466,000 |