Call reports 2009
ALPINE CAPITAL BANK — 2009
What ALPINE CAPITAL BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 233,497,000 | 208,179,000 | 218,591,000 | 208,442,000 |
| Total loans | 125,540,000 | 129,424,000 | 136,646,000 | 124,873,000 |
| Allowance for loan losses | 3,115,000 | 3,328,000 | 3,598,000 | 3,696,000 |
| Securities available for sale | 37,728,000 | 38,577,000 | 37,144,000 | 39,594,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 7,560,000 | 5,701,000 | 5,784,000 | 5,564,000 |
| Total deposits | 201,702,000 | 175,349,000 | 184,677,000 | 173,693,000 |
| Interest-bearing deposits | 152,708,000 | 144,005,000 | 148,739,000 | 142,376,000 |
| Noninterest-bearing deposits | 48,994,000 | 31,344,000 | 35,938,000 | 31,317,000 |
| Equity capital | 25,139,000 | 26,814,000 | 27,870,000 | 29,163,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,120,000 | 4,186,000 | 6,133,000 | 7,969,000 |
| Interest expense | 147,000 | 286,000 | 420,000 | 550,000 |
| Net interest income | 1,973,000 | 3,900,000 | 5,713,000 | 7,419,000 |
| Noninterest income | 76,000 | 168,000 | 246,000 | 5,000 |
| Noninterest expense | 964,000 | 2,206,000 | 3,055,000 | 3,688,000 |
| Provision for loan losses | 14,000 | 227,000 | 497,000 | 595,000 |
| Pretax income | 1,071,000 | 1,635,000 | 2,407,000 | 2,927,000 |
| Income tax | 51,000 | 132,000 | 237,000 | 205,000 |
| Net income | 1,020,000 | 1,503,000 | 2,170,000 | 2,722,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,208,000 | 28,690,000 | 29,357,000 | 29,856,000 |
| Total capital | 29,954,000 | 30,504,000 | 31,217,000 | 31,648,000 |
| Risk-weighted assets | 138,181,000 | 143,384,000 | 146,937,000 | 141,256,000 |