Call reports 2008
ALPINE CAPITAL BANK — 2008
What ALPINE CAPITAL BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 220,255,000 | 223,216,000 | 220,049,000 | 213,506,000 |
| Total loans | 112,486,000 | 127,622,000 | 126,256,000 | 127,415,000 |
| Allowance for loan losses | 2,564,000 | 2,616,000 | 2,869,000 | 3,101,000 |
| Securities available for sale | 57,124,000 | 57,447,000 | 50,892,000 | 39,690,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 7,038,000 |
| Total deposits | 189,592,000 | 191,956,000 | 189,658,000 | 182,095,000 |
| Interest-bearing deposits | 165,123,000 | 171,559,000 | 153,414,000 | 148,603,000 |
| Noninterest-bearing deposits | 24,469,000 | 20,397,000 | 36,244,000 | 33,492,000 |
| Equity capital | 24,352,000 | 25,025,000 | 24,054,000 | 24,973,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 2,973,000 | 5,547,000 | 8,122,000 | 10,508,000 |
| Interest expense | 1,205,000 | 1,975,000 | 2,640,000 | 3,024,000 |
| Net interest income | 1,768,000 | 3,572,000 | 5,482,000 | 7,484,000 |
| Noninterest income | 74,000 | 141,000 | 217,000 | 286,000 |
| Noninterest expense | 702,000 | 1,685,000 | 2,435,000 | 3,356,000 |
| Provision for loan losses | 199,000 | 251,000 | 504,000 | 736,000 |
| Pretax income | 941,000 | 1,777,000 | 1,962,000 | 2,879,000 |
| Income tax | 42,000 | 100,000 | 191,000 | 213,000 |
| Net income | 899,000 | 1,677,000 | 1,771,000 | 2,666,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,475,000 | 26,253,000 | 26,347,000 | 27,188,000 |
| Total capital | 27,253,000 | 28,158,000 | 28,122,000 | 28,930,000 |
| Risk-weighted assets | 141,144,000 | 151,276,000 | 140,612,000 | 137,809,000 |