Call reports 2007
ALPINE CAPITAL BANK — 2007
What ALPINE CAPITAL BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 190,075,000 | 262,867,000 | 239,222,000 | 202,232,000 |
| Total loans | 85,320,000 | 100,142,000 | 98,544,000 | 103,928,000 |
| Allowance for loan losses | 1,807,000 | 2,012,000 | 2,294,000 | 2,365,000 |
| Securities available for sale | 60,369,000 | 61,217,000 | 59,673,000 | 58,707,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 158,463,000 | 230,678,000 | 209,217,000 | 172,004,000 |
| Interest-bearing deposits | 143,251,000 | 193,661,000 | 186,417,000 | 149,860,000 |
| Noninterest-bearing deposits | 15,212,000 | 37,017,000 | 22,800,000 | 22,144,000 |
| Equity capital | 22,464,000 | 23,080,000 | 23,736,000 | 24,101,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 3,460,000 | 7,271,000 | 11,070,000 | 14,471,000 |
| Interest expense | 2,025,000 | 4,300,000 | 6,471,000 | 8,151,000 |
| Net interest income | 1,435,000 | 2,971,000 | 4,599,000 | 6,320,000 |
| Noninterest income | 45,000 | 107,000 | 202,000 | 284,000 |
| Noninterest expense | 863,000 | 1,409,000 | 2,199,000 | 3,253,000 |
| Provision for loan losses | 0 | 205,000 | 492,000 | 563,000 |
| Pretax income | 617,000 | 1,464,000 | 2,111,000 | 2,789,000 |
| Income tax | 36,000 | 68,000 | 117,000 | 125,000 |
| Net income | 581,000 | 1,396,000 | 1,994,000 | 2,664,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,416,000 | 23,231,000 | 23,829,000 | 24,445,000 |
| Total capital | 23,932,000 | 24,975,000 | 25,556,000 | 26,127,000 |
| Risk-weighted assets | 120,568,000 | 138,876,000 | 137,292,000 | 133,531,000 |