Call reports 2006
ALPINE CAPITAL BANK — 2006
What ALPINE CAPITAL BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 204,337,000 | 191,782,000 | 203,836,000 | 205,769,000 |
| Total loans | 84,811,000 | 73,984,000 | 83,172,000 | 93,208,000 |
| Allowance for loan losses | 1,680,000 | 1,830,000 | 1,667,000 | 1,807,000 |
| Securities available for sale | 66,702,000 | 70,066,000 | 66,502,000 | 64,226,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 175,676,000 | 162,847,000 | 173,599,000 | 174,499,000 |
| Interest-bearing deposits | 149,535,000 | 146,855,000 | 159,651,000 | 161,288,000 |
| Noninterest-bearing deposits | 26,141,000 | 15,992,000 | 13,948,000 | 13,211,000 |
| Equity capital | 20,084,000 | 20,307,000 | 21,199,000 | 21,825,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,796,000 | 5,693,000 | 8,848,000 | 12,125,000 |
| Interest expense | 1,514,000 | 3,166,000 | 5,023,000 | 6,935,000 |
| Net interest income | 1,282,000 | 2,527,000 | 3,825,000 | 5,190,000 |
| Noninterest income | 40,000 | 96,000 | 146,000 | 210,000 |
| Noninterest expense | 500,000 | 1,195,000 | 2,223,000 | 2,974,000 |
| Provision for loan losses | 150,000 | 300,000 | 137,000 | 277,000 |
| Pretax income | 672,000 | 1,128,000 | 1,611,000 | 2,149,000 |
| Income tax | 47,000 | 75,000 | 96,000 | 43,000 |
| Net income | 625,000 | 1,053,000 | 1,515,000 | 2,106,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,407,000 | 20,835,000 | 21,297,000 | 21,835,000 |
| Total capital | 21,890,000 | 22,276,000 | 22,802,000 | 23,420,000 |
| Risk-weighted assets | 118,487,000 | 114,873,000 | 119,983,000 | 126,259,000 |