Call reports 2001
ALPINE CAPITAL BANK — 2001
What ALPINE CAPITAL BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 93,266,000 | 115,264,000 | 132,545,000 | 144,926,000 |
| Total loans | 10,070,000 | 11,536,000 | 13,872,000 | 14,576,000 |
| Allowance for loan losses | 125,000 | 170,000 | 215,000 | 260,000 |
| Securities available for sale | 36,245,000 | 49,141,000 | 63,649,000 | 107,397,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,188,000 | 104,037,000 | 111,454,000 | 124,222,000 |
| Interest-bearing deposits | 65,882,000 | 97,111,000 | 99,492,000 | 106,905,000 |
| Noninterest-bearing deposits | 16,306,000 | 6,926,000 | 11,962,000 | 17,317,000 |
| Equity capital | 10,577,000 | 10,811,000 | 15,598,000 | 15,401,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,554,000 | 3,071,000 | 4,587,000 | 5,965,000 |
| Interest expense | 895,000 | 1,776,000 | 2,612,000 | 3,288,000 |
| Net interest income | 659,000 | 1,295,000 | 1,975,000 | 2,677,000 |
| Noninterest income | 29,000 | 100,000 | 133,000 | 162,000 |
| Noninterest expense | 471,000 | 935,000 | 1,385,000 | 1,836,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 180,000 |
| Pretax income | 172,000 | 370,000 | 588,000 | 823,000 |
| Income tax | 21,000 | 48,000 | 59,000 | 63,000 |
| Net income | 151,000 | 322,000 | 529,000 | 760,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,257,000 | 10,428,000 | 14,955,000 | 15,186,000 |
| Total capital | 10,382,000 | 10,598,000 | 15,170,000 | 15,446,000 |
| Risk-weighted assets | 25,049,000 | 33,643,000 | 39,872,000 | 42,212,000 |