Call reports 2025
POINTWEST BANK — 2025
What POINTWEST BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 130,244,000 | 131,333,000 | 134,659,000 | 136,897,000 |
| Total loans | 47,963,000 | 48,596,000 | 47,996,000 | 49,356,000 |
| Allowance for loan losses | 501,000 | 524,000 | 524,000 | 519,000 |
| Securities available for sale | 66,402,000 | 64,462,000 | 68,252,000 | 70,537,000 |
| Securities held to maturity | 235,000 | 235,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 117,357,000 | 118,299,000 | 119,937,000 | 121,897,000 |
| Interest-bearing deposits | 72,596,000 | 71,590,000 | 72,273,000 | 72,207,000 |
| Noninterest-bearing deposits | 44,761,000 | 46,709,000 | 47,664,000 | 49,690,000 |
| Equity capital | 10,739,000 | 11,273,000 | 12,863,000 | 13,456,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,426,000 | 2,869,000 | 4,365,000 | 5,849,000 |
| Interest expense | 123,000 | 237,000 | 352,000 | 465,000 |
| Net interest income | 1,303,000 | 2,632,000 | 4,013,000 | 5,384,000 |
| Noninterest income | 281,000 | 568,000 | 875,000 | 1,226,000 |
| Noninterest expense | 1,039,000 | 1,917,000 | 2,941,000 | 4,022,000 |
| Provision for loan losses | 0 | 25,000 | 25,000 | 25,000 |
| Pretax income | 545,000 | 1,258,000 | 1,922,000 | 2,563,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 545,000 | 1,258,000 | 1,922,000 | 2,563,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,426,000 | 15,868,000 | 16,292,000 | 16,563,000 |
| Total capital | 15,935,000 | 16,400,000 | 16,823,000 | 17,090,000 |
| Risk-weighted assets | 53,775,000 | 54,831,000 | 53,931,000 | 57,070,000 |