Call reports 2024
POINTWEST BANK — 2024
What POINTWEST BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 132,397,000 | 132,010,000 | 135,357,000 | 133,512,000 |
| Total loans | 43,916,000 | 43,966,000 | 43,775,000 | 47,396,000 |
| Allowance for loan losses | 449,000 | 476,000 | 475,000 | 497,000 |
| Securities available for sale | 62,233,000 | 59,670,000 | 70,974,000 | 67,118,000 |
| Securities held to maturity | 570,000 | 570,000 | 235,000 | 235,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 122,017,000 | 120,321,000 | 121,527,000 | 122,177,000 |
| Interest-bearing deposits | 74,674,000 | 75,605,000 | 75,027,000 | 74,076,000 |
| Noninterest-bearing deposits | 47,343,000 | 44,716,000 | 46,500,000 | 48,101,000 |
| Equity capital | 7,835,000 | 8,601,000 | 10,888,000 | 9,060,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,331,000 | 2,658,000 | 4,048,000 | 5,470,000 |
| Interest expense | 94,000 | 209,000 | 329,000 | 450,000 |
| Net interest income | 1,237,000 | 2,449,000 | 3,719,000 | 5,020,000 |
| Noninterest income | 293,000 | 586,000 | 886,000 | 1,178,000 |
| Noninterest expense | 999,000 | 2,021,000 | 3,054,000 | 4,071,000 |
| Provision for loan losses | 0 | 25,000 | 25,000 | 50,000 |
| Pretax income | 531,000 | 989,000 | 1,526,000 | 2,077,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 531,000 | 989,000 | 1,526,000 | 2,077,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,255,000 | 14,449,000 | 14,805,000 | 15,101,000 |
| Total capital | 14,713,000 | 14,933,000 | 15,288,000 | 15,606,000 |
| Risk-weighted assets | 50,044,000 | 50,808,000 | 51,124,000 | 53,942,000 |