Call reports 2023
POINTWEST BANK — 2023
What POINTWEST BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 140,617,000 | 159,180,000 | 153,224,000 | 136,019,000 |
| Total loans | 39,516,000 | 41,323,000 | 40,918,000 | 42,928,000 |
| Allowance for loan losses | 454,000 | 445,000 | 454,000 | 458,000 |
| Securities available for sale | 69,575,000 | 66,670,000 | 63,200,000 | 65,302,000 |
| Securities held to maturity | 1,412,000 | 1,411,000 | 570,000 | 570,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 129,114,000 | 149,899,000 | 144,754,000 | 125,204,000 |
| Interest-bearing deposits | 78,688,000 | 100,219,000 | 98,379,000 | 77,598,000 |
| Noninterest-bearing deposits | 50,426,000 | 49,681,000 | 46,375,000 | 47,606,000 |
| Equity capital | 7,173,000 | 6,361,000 | 5,289,000 | 8,472,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,190,000 | 2,611,000 | 4,126,000 | 5,469,000 |
| Interest expense | 48,000 | 177,000 | 281,000 | 366,000 |
| Net interest income | 1,142,000 | 2,434,000 | 3,845,000 | 5,103,000 |
| Noninterest income | 379,000 | 691,000 | 997,000 | 1,306,000 |
| Noninterest expense | 891,000 | 1,885,000 | 2,839,000 | 3,776,000 |
| Provision for loan losses | 0 | 0 | 42,000 | 42,000 |
| Pretax income | 630,000 | 1,240,000 | 1,953,000 | 2,583,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 630,000 | 1,240,000 | 1,953,000 | 2,583,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,871,000 | 13,081,000 | 13,593,000 | 14,024,000 |
| Total capital | 13,325,000 | 13,527,000 | 14,056,000 | 14,490,000 |
| Risk-weighted assets | 47,608,000 | 52,245,000 | 51,987,000 | 49,259,000 |