Call reports 2022
POINTWEST BANK — 2022
What POINTWEST BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 134,610,000 | 135,626,000 | 141,619,000 | 140,971,000 |
| Total loans | 35,311,000 | 35,641,000 | 36,247,000 | 38,539,000 |
| Allowance for loan losses | 467,000 | 463,000 | 421,000 | 455,000 |
| Securities available for sale | 46,878,000 | 58,230,000 | 70,196,000 | 70,180,000 |
| Securities held to maturity | 2,174,000 | 1,596,000 | 1,415,000 | 1,413,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 124,456,000 | 127,106,000 | 134,579,000 | 133,906,000 |
| Interest-bearing deposits | 77,322,000 | 77,901,000 | 78,770,000 | 80,093,000 |
| Noninterest-bearing deposits | 47,133,000 | 49,205,000 | 55,809,000 | 53,813,000 |
| Equity capital | 8,703,000 | 6,402,000 | 5,392,000 | 5,664,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 769,000 | 1,623,000 | 2,659,000 | 3,829,000 |
| Interest expense | 31,000 | 60,000 | 102,000 | 142,000 |
| Net interest income | 738,000 | 1,563,000 | 2,557,000 | 3,687,000 |
| Noninterest income | 292,000 | 594,000 | 919,000 | 1,232,000 |
| Noninterest expense | 861,000 | 1,723,000 | 2,601,000 | 3,501,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 175,000 | 440,000 | 881,000 | 1,424,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 175,000 | 440,000 | 881,000 | 1,424,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,592,000 | 11,782,000 | 12,100,000 | 12,392,000 |
| Total capital | 12,059,000 | 12,245,000 | 12,521,000 | 12,847,000 |
| Risk-weighted assets | 47,854,000 | 48,734,000 | 51,242,000 | 51,618,000 |