Call reports 2021
POINTWEST BANK — 2021
What POINTWEST BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 124,083,000 | 127,678,000 | 133,169,000 | 133,442,000 |
| Total loans | 37,361,000 | 38,166,000 | 35,411,000 | 34,861,000 |
| Allowance for loan losses | 471,000 | 482,000 | 480,000 | 470,000 |
| Securities available for sale | 20,500,000 | 24,905,000 | 31,605,000 | 43,298,000 |
| Securities held to maturity | 3,111,000 | 2,863,000 | 2,379,000 | 2,377,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 111,323,000 | 114,952,000 | 120,121,000 | 121,015,000 |
| Interest-bearing deposits | 69,202,000 | 72,522,000 | 75,205,000 | 75,140,000 |
| Noninterest-bearing deposits | 42,121,000 | 42,430,000 | 44,917,000 | 45,875,000 |
| Equity capital | 11,273,000 | 11,342,000 | 11,602,000 | 11,108,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 703,000 | 1,390,000 | 2,177,000 | 3,031,000 |
| Interest expense | 44,000 | 85,000 | 123,000 | 159,000 |
| Net interest income | 659,000 | 1,305,000 | 2,054,000 | 2,872,000 |
| Noninterest income | 292,000 | 592,000 | 896,000 | 1,204,000 |
| Noninterest expense | 836,000 | 1,650,000 | 2,462,000 | 3,323,000 |
| Provision for loan losses | 5,000 | 5,000 | 5,000 | 5,000 |
| Pretax income | 171,000 | 328,000 | 569,000 | 834,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 171,000 | 328,000 | 569,000 | 834,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,130,000 | 11,222,000 | 11,418,000 | 11,467,000 |
| Total capital | 11,601,000 | 11,704,000 | 11,898,000 | 11,937,000 |
| Risk-weighted assets | 46,537,000 | 46,286,000 | 45,954,000 | 46,214,000 |