Call reports 2019
POINTWEST BANK — 2019
What POINTWEST BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 99,286,000 | 97,658,000 | 98,343,000 | 103,640,000 |
| Total loans | 40,310,000 | 40,429,000 | 41,039,000 | 41,491,000 |
| Allowance for loan losses | 424,000 | 399,000 | 407,000 | 418,000 |
| Securities available for sale | 22,196,000 | 21,659,000 | 21,533,000 | 21,474,000 |
| Securities held to maturity | 4,997,000 | 4,749,000 | 4,650,000 | 4,363,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 84,754,000 | 86,244,000 | 86,535,000 | 91,977,000 |
| Interest-bearing deposits | 57,927,000 | 58,503,000 | 57,929,000 | 61,797,000 |
| Noninterest-bearing deposits | 26,827,000 | 27,741,000 | 28,606,000 | 30,179,000 |
| Equity capital | 9,065,000 | 10,023,000 | 10,279,000 | 10,279,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 894,000 | 1,798,000 | 2,703,000 | 3,621,000 |
| Interest expense | 82,000 | 164,000 | 237,000 | 307,000 |
| Net interest income | 812,000 | 1,634,000 | 2,466,000 | 3,314,000 |
| Noninterest income | 262,000 | 707,000 | 996,000 | 1,289,000 |
| Noninterest expense | 811,000 | 1,629,000 | 2,415,000 | 3,325,000 |
| Provision for loan losses | 14,000 | 14,000 | 34,000 | 44,000 |
| Pretax income | 249,000 | 698,000 | 1,013,000 | 1,253,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 249,000 | 698,000 | 1,013,000 | 1,253,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,920,000 | 10,268,000 | 10,496,000 | 10,525,000 |
| Total capital | 10,344,000 | 10,667,000 | 10,903,000 | 10,943,000 |
| Risk-weighted assets | 47,608,000 | 46,321,000 | 47,067,000 | 46,775,000 |