Call reports 2018
POINTWEST BANK — 2018
What POINTWEST BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 100,865,000 | 98,344,000 | 100,379,000 | 102,497,000 |
| Total loans | 37,550,000 | 38,818,000 | 39,492,000 | 40,292,000 |
| Allowance for loan losses | 368,000 | 386,000 | 390,000 | 403,000 |
| Securities available for sale | 22,486,000 | 22,438,000 | 21,366,000 | 22,924,000 |
| Securities held to maturity | 5,318,000 | 5,309,000 | 5,205,000 | 5,196,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 87,149,000 | 85,098,000 | 86,930,000 | 88,922,000 |
| Interest-bearing deposits | 58,550,000 | 58,421,000 | 59,766,000 | 60,474,000 |
| Noninterest-bearing deposits | 28,599,000 | 26,677,000 | 27,164,000 | 28,449,000 |
| Equity capital | 8,312,000 | 8,372,000 | 8,547,000 | 8,760,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 830,000 | 1,694,000 | 2,572,000 | 3,473,000 |
| Interest expense | 69,000 | 139,000 | 214,000 | 290,000 |
| Net interest income | 761,000 | 1,555,000 | 2,358,000 | 3,183,000 |
| Noninterest income | 257,000 | 534,000 | 814,000 | 1,096,000 |
| Noninterest expense | 741,000 | 1,525,000 | 2,290,000 | 3,252,000 |
| Provision for loan losses | 15,000 | 49,000 | 53,000 | 70,000 |
| Pretax income | 262,000 | 515,000 | 829,000 | 957,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 262,000 | 515,000 | 829,000 | 957,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,412,000 | 9,555,000 | 9,779,000 | 9,772,000 |
| Total capital | 9,780,000 | 9,941,000 | 10,169,000 | 10,175,000 |
| Risk-weighted assets | 45,424,000 | 47,246,000 | 47,853,000 | 48,896,000 |