Call reports 2017
POINTWEST BANK — 2017
What POINTWEST BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 98,493,000 | 100,414,000 | 100,257,000 | 100,950,000 |
| Total loans | 32,586,000 | 35,448,000 | 37,478,000 | 36,910,000 |
| Allowance for loan losses | 328,000 | 347,000 | 353,000 | 372,000 |
| Securities available for sale | 29,835,000 | 26,056,000 | 25,023,000 | 23,765,000 |
| Securities held to maturity | 5,353,000 | 5,344,000 | 5,335,000 | 5,327,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 81,567,000 | 83,174,000 | 82,778,000 | 84,847,000 |
| Interest-bearing deposits | 57,154,000 | 58,070,000 | 57,646,000 | 57,897,000 |
| Noninterest-bearing deposits | 24,413,000 | 25,105,000 | 25,132,000 | 26,950,000 |
| Equity capital | 8,047,000 | 8,613,000 | 8,835,000 | 8,519,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 780,000 | 1,587,000 | 2,409,000 | 3,232,000 |
| Interest expense | 61,000 | 125,000 | 189,000 | 257,000 |
| Net interest income | 719,000 | 1,462,000 | 2,220,000 | 2,975,000 |
| Noninterest income | 266,000 | 548,000 | 821,000 | 1,087,000 |
| Noninterest expense | 685,000 | 1,411,000 | 2,130,000 | 3,099,000 |
| Provision for loan losses | 5,000 | 5,000 | 23,000 | 56,000 |
| Pretax income | 295,000 | 614,000 | 908,000 | 927,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 295,000 | 614,000 | 908,000 | 927,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,920,000 | 9,108,000 | 9,292,000 | 9,240,000 |
| Total capital | 9,248,000 | 9,455,000 | 9,645,000 | 9,612,000 |
| Risk-weighted assets | 42,992,000 | 44,648,000 | 45,910,000 | 45,067,000 |