Call reports 2011
POINTWEST BANK — 2011
What POINTWEST BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 73,210,000 | 75,518,000 | 80,499,000 | 80,859,000 |
| Total loans | 24,169,000 | 24,900,000 | 24,428,000 | 25,591,000 |
| Allowance for loan losses | 231,000 | 197,000 | 287,000 | 271,000 |
| Securities available for sale | 30,087,000 | 31,702,000 | 31,035,000 | 34,190,000 |
| Securities held to maturity | 92,000 | 82,000 | 72,000 | 63,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,872,000 | 62,814,000 | 67,083,000 | 66,867,000 |
| Interest-bearing deposits | 46,098,000 | 46,251,000 | 48,482,000 | 47,874,000 |
| Noninterest-bearing deposits | 16,774,000 | 16,562,000 | 18,600,000 | 18,993,000 |
| Equity capital | 6,608,000 | 7,228,000 | 7,858,000 | 7,565,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 746,000 | 1,535,000 | 2,294,000 | 3,029,000 |
| Interest expense | 108,000 | 212,000 | 314,000 | 421,000 |
| Net interest income | 638,000 | 1,323,000 | 1,980,000 | 2,608,000 |
| Noninterest income | 192,000 | 423,000 | 630,000 | 894,000 |
| Noninterest expense | 624,000 | 1,308,000 | 1,988,000 | 2,833,000 |
| Provision for loan losses | 8,000 | 15,000 | 74,000 | 57,000 |
| Pretax income | 198,000 | 460,000 | 677,000 | 875,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 198,000 | 460,000 | 677,000 | 875,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,541,000 | 6,758,000 | 6,885,000 | 6,918,000 |
| Total capital | 6,772,000 | 6,955,000 | 7,172,000 | 7,189,000 |
| Risk-weighted assets | 31,076,000 | 31,256,000 | 32,175,000 | 32,995,000 |