Call report 2005Q4
POINTWEST BANK — 2005Q4
The 22 measures POINTWEST BANK reported to the FFIEC for 2005Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 50,730,000 | USD | evidence → |
| Total loans | 8,976,000 | USD | evidence → |
| Allowance for loan losses | 206,000 | USD | evidence → |
| Securities available for sale | 6,835,000 | USD | evidence → |
| Securities held to maturity | 2,356,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 44,200,000 | USD | evidence → |
| Interest-bearing deposits | 31,974,000 | USD | evidence → |
| Noninterest-bearing deposits | 12,225,000 | USD | evidence → |
| Equity capital | 5,442,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,933,000 | USD | evidence → |
| Interest expense | 360,000 | USD | evidence → |
| Net interest income | 1,573,000 | USD | evidence → |
| Noninterest income | 487,000 | USD | evidence → |
| Noninterest expense | 1,530,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 530,000 | USD | evidence → |
| Income tax | 266,000 | USD | evidence → |
| Net income | 264,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 5,511,000 | USD | evidence → |
| Total capital | 5,717,000 | USD | evidence → |
| Risk-weighted assets | 15,750,000 | USD | evidence → |