Call report 2004Q4
POINTWEST BANK — 2004Q4
The 22 measures POINTWEST BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 51,892,000 | USD | evidence → |
| Total loans | 7,699,000 | USD | evidence → |
| Allowance for loan losses | 224,000 | USD | evidence → |
| Securities available for sale | 5,030,000 | USD | evidence → |
| Securities held to maturity | 233,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 43,775,000 | USD | evidence → |
| Interest-bearing deposits | 34,047,000 | USD | evidence → |
| Noninterest-bearing deposits | 9,728,000 | USD | evidence → |
| Equity capital | 7,531,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,941,000 | USD | evidence → |
| Interest expense | 292,000 | USD | evidence → |
| Net interest income | 1,649,000 | USD | evidence → |
| Noninterest income | 537,000 | USD | evidence → |
| Noninterest expense | 1,474,000 | USD | evidence → |
| Provision for loan losses | 25,000 | USD | evidence → |
| Pretax income | 687,000 | USD | evidence → |
| Income tax | 238,000 | USD | evidence → |
| Net income | 449,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,547,000 | USD | evidence → |
| Total capital | 7,754,000 | USD | evidence → |
| Risk-weighted assets | 15,794,000 | USD | evidence → |