Call report 2003Q4
POINTWEST BANK — 2003Q4
The 22 measures POINTWEST BANK reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 53,765,000 | USD | evidence → |
| Total loans | 6,979,000 | USD | evidence → |
| Allowance for loan losses | 208,000 | USD | evidence → |
| Securities available for sale | 7,439,000 | USD | evidence → |
| Securities held to maturity | 1,527,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 45,712,000 | USD | evidence → |
| Interest-bearing deposits | 36,612,000 | USD | evidence → |
| Noninterest-bearing deposits | 9,101,000 | USD | evidence → |
| Equity capital | 7,423,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,130,000 | USD | evidence → |
| Interest expense | 458,000 | USD | evidence → |
| Net interest income | 1,672,000 | USD | evidence → |
| Noninterest income | 498,000 | USD | evidence → |
| Noninterest expense | 1,523,000 | USD | evidence → |
| Provision for loan losses | 9,000 | USD | evidence → |
| Pretax income | 638,000 | USD | evidence → |
| Income tax | 216,000 | USD | evidence → |
| Net income | 422,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,397,000 | USD | evidence → |
| Total capital | 7,599,000 | USD | evidence → |
| Risk-weighted assets | 15,934,000 | USD | evidence → |