Call report 2002Q4
POINTWEST BANK — 2002Q4
The 22 measures POINTWEST BANK reported to the FFIEC for 2002Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 53,030,000 | USD | evidence → |
| Total loans | 6,127,000 | USD | evidence → |
| Allowance for loan losses | 210,000 | USD | evidence → |
| Securities available for sale | 6,285,000 | USD | evidence → |
| Securities held to maturity | 5,849,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 44,815,000 | USD | evidence → |
| Interest-bearing deposits | 37,081,000 | USD | evidence → |
| Noninterest-bearing deposits | 7,734,000 | USD | evidence → |
| Equity capital | 7,350,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,550,000 | USD | evidence → |
| Interest expense | 747,000 | USD | evidence → |
| Net interest income | 1,803,000 | USD | evidence → |
| Noninterest income | 415,000 | USD | evidence → |
| Noninterest expense | 1,516,000 | USD | evidence → |
| Provision for loan losses | 18,000 | USD | evidence → |
| Pretax income | 748,000 | USD | evidence → |
| Income tax | 255,000 | USD | evidence → |
| Net income | 493,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,273,000 | USD | evidence → |
| Total capital | 7,469,000 | USD | evidence → |
| Risk-weighted assets | 15,637,000 | USD | evidence → |