Call reports 2001
POINTWEST BANK — 2001
What POINTWEST BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 51,172,000 | 51,795,000 | 52,305,000 | 52,053,000 |
| Total loans | 6,432,000 | 6,473,000 | 5,985,000 | 5,818,000 |
| Allowance for loan losses | 209,000 | 212,000 | 196,000 | 195,000 |
| Securities available for sale | 11,381,000 | 11,267,000 | 10,055,000 | 9,952,000 |
| Securities held to maturity | 7,707,000 | 6,397,000 | 8,882,000 | 8,692,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,808,000 | 44,371,000 | 44,713,000 | 44,586,000 |
| Interest-bearing deposits | 36,985,000 | 37,731,000 | 37,684,000 | 37,327,000 |
| Noninterest-bearing deposits | 6,823,000 | 6,640,000 | 7,029,000 | 7,259,000 |
| Equity capital | 7,051,000 | 7,172,000 | 7,313,000 | 7,184,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 797,000 | 1,588,000 | 2,358,000 | 3,075,000 |
| Interest expense | 343,000 | 676,000 | 984,000 | 1,254,000 |
| Net interest income | 454,000 | 912,000 | 1,374,000 | 1,821,000 |
| Noninterest income | 94,000 | 191,000 | 280,000 | 372,000 |
| Noninterest expense | 365,000 | 695,000 | 1,065,000 | 1,514,000 |
| Provision for loan losses | 0 | 0 | 0 | 1,000 |
| Pretax income | 183,000 | 408,000 | 589,000 | 678,000 |
| Income tax | 48,000 | 108,000 | 154,000 | 223,000 |
| Net income | 135,000 | 300,000 | 435,000 | 455,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,001,000 | 7,105,000 | 7,181,000 | 7,080,000 |
| Total capital | 7,198,000 | 7,306,000 | 7,377,000 | 7,272,000 |
| Risk-weighted assets | 15,756,000 | 16,035,000 | 15,653,000 | 15,346,000 |