Call reports 2025
SUNFLOWER BANK, NATIONAL ASSOCIATION — 2025
What SUNFLOWER BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 8,204,826,000 | 8,423,999,000 | 8,482,238,000 | 8,473,383,000 |
| Total loans | 6,549,611,000 | 6,597,847,000 | 6,766,879,000 | 6,773,719,000 |
| Allowance for loan losses | 91,790,000 | 82,993,000 | 84,040,000 | 85,016,000 |
| Securities available for sale | 480,615,000 | 473,468,000 | 476,114,000 | 468,970,000 |
| Securities held to maturity | 34,914,000 | 34,581,000 | 34,247,000 | 33,839,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 6,980,349,000 | 7,204,976,000 | 7,207,897,000 | 7,174,386,000 |
| Interest-bearing deposits | 5,299,503,000 | 5,393,486,000 | 5,430,918,000 | 5,455,983,000 |
| Noninterest-bearing deposits | 1,680,846,000 | 1,811,490,000 | 1,776,979,000 | 1,718,403,000 |
| Equity capital | 1,025,800,000 | 1,055,113,000 | 1,089,389,000 | 1,111,067,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 110,440,000 | 227,352,000 | 348,472,000 | 467,738,000 |
| Interest expense | 34,769,000 | 72,017,000 | 110,579,000 | 145,853,000 |
| Net interest income | 75,671,000 | 155,335,000 | 237,893,000 | 321,885,000 |
| Noninterest income | 21,734,000 | 48,805,000 | 75,132,000 | 101,886,000 |
| Noninterest expense | 61,601,000 | 128,521,000 | 196,266,000 | 264,736,000 |
| Provision for loan losses | 4,200,000 | 8,950,000 | 19,050,000 | 25,050,000 |
| Pretax income | 32,004,000 | 67,319,000 | 98,359,000 | 134,435,000 |
| Income tax | 6,682,000 | 13,838,000 | 19,622,000 | 27,323,000 |
| Net income | 25,322,000 | 53,481,000 | 78,737,000 | 107,112,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 954,734,000 | 986,046,000 | 1,012,856,000 | 1,034,444,000 |
| Total capital | 1,046,831,000 | 1,069,096,000 | 1,096,953,000 | 1,119,717,000 |
| Risk-weighted assets | 7,428,473,000 | 7,355,795,000 | 7,528,507,000 | 7,538,323,000 |