Call reports 2016
SUNFLOWER BANK, NATIONAL ASSOCIATION — 2016
What SUNFLOWER BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 1,755,935,000 | 1,838,887,000 | 1,858,499,000 | 1,881,666,000 |
| Total loans | 1,309,613,000 | 1,383,726,000 | 1,406,632,000 | 1,459,916,000 |
| Allowance for loan losses | 14,623,000 | 15,559,000 | 16,595,000 | 17,271,000 |
| Securities available for sale | 236,874,000 | 237,087,000 | 234,002,000 | 214,125,000 |
| Securities held to maturity | 94,702,000 | 92,250,000 | 88,931,000 | 83,890,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,388,230,000 | 1,454,529,000 | 1,423,971,000 | 1,468,935,000 |
| Interest-bearing deposits | 1,121,158,000 | 1,174,343,000 | 1,154,558,000 | 1,169,893,000 |
| Noninterest-bearing deposits | 267,072,000 | 280,186,000 | 269,413,000 | 299,042,000 |
| Equity capital | 193,171,000 | 194,963,000 | 197,061,000 | 173,675,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 14,698,000 | 30,334,000 | 46,367,000 | 62,238,000 |
| Interest expense | 1,260,000 | 2,670,000 | 4,174,000 | 5,678,000 |
| Net interest income | 13,438,000 | 27,664,000 | 42,193,000 | 56,560,000 |
| Noninterest income | 4,615,000 | 9,936,000 | 15,231,000 | 20,155,000 |
| Noninterest expense | 15,196,000 | 30,154,000 | 46,258,000 | 84,107,000 |
| Provision for loan losses | 1,700,000 | 2,650,000 | 2,650,000 | 2,650,000 |
| Pretax income | 1,158,000 | 4,859,000 | 8,579,000 | -9,980,000 |
| Income tax | 46,000 | 64,000 | 212,000 | -533,000 |
| Net income | 1,112,000 | 4,795,000 | 8,367,000 | -9,447,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 175,204,000 | 175,896,000 | 177,906,000 | 158,702,000 |
| Total capital | 190,067,000 | 191,699,000 | 194,770,000 | 176,218,000 |
| Risk-weighted assets | 1,304,747,000 | 1,383,135,000 | 1,401,422,000 | 1,434,546,000 |