Call reports 2005
SUNFLOWER BANK, NATIONAL ASSOCIATION — 2005
What SUNFLOWER BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 1,106,713,000 | 1,231,067,000 | 1,225,401,000 | 1,302,568,000 |
| Total loans | 720,326,000 | 770,058,000 | 762,756,000 | 789,862,000 |
| Allowance for loan losses | 12,260,000 | 12,862,000 | 12,319,000 | 12,389,000 |
| Securities available for sale | 256,910,000 | 289,379,000 | 307,054,000 | 328,546,000 |
| Securities held to maturity | 29,222,000 | 27,320,000 | 26,288,000 | 23,890,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 849,444,000 | 869,871,000 | 862,826,000 | 914,959,000 |
| Interest-bearing deposits | 726,634,000 | 743,138,000 | 729,707,000 | 778,936,000 |
| Noninterest-bearing deposits | 122,810,000 | 126,733,000 | 133,119,000 | 136,023,000 |
| Equity capital | 107,539,000 | 109,099,000 | 109,190,000 | 108,660,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 13,410,000 | 28,855,000 | 44,640,000 | 62,649,000 |
| Interest expense | 4,103,000 | 8,945,000 | 14,363,000 | 20,570,000 |
| Net interest income | 9,307,000 | 19,910,000 | 30,277,000 | 42,079,000 |
| Noninterest income | 6,528,000 | 12,283,000 | 18,603,000 | 24,898,000 |
| Noninterest expense | 10,874,000 | 22,235,000 | 34,079,000 | 46,101,000 |
| Provision for loan losses | 440,000 | 440,000 | 440,000 | 440,000 |
| Pretax income | 4,504,000 | 8,986,000 | 13,829,000 | 19,904,000 |
| Income tax | 200,000 | 414,000 | 594,000 | 859,000 |
| Net income | 4,304,000 | 8,572,000 | 13,235,000 | 19,045,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 94,532,000 | 87,728,000 | 89,614,000 | 90,459,000 |
| Total capital | 104,203,000 | 97,925,000 | 99,723,000 | 100,780,000 |
| Risk-weighted assets | 764,956,000 | 807,681,000 | 800,778,000 | 817,897,000 |