Call reports 2004
SUNFLOWER BANK, NATIONAL ASSOCIATION — 2004
What SUNFLOWER BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 986,998,000 | 1,034,035,000 | 1,081,047,000 | 1,127,257,000 |
| Total loans | 705,225,000 | 703,809,000 | 716,546,000 | 720,258,000 |
| Allowance for loan losses | 9,672,000 | 10,131,000 | 11,502,000 | 11,986,000 |
| Securities available for sale | 150,556,000 | 202,731,000 | 233,508,000 | 236,007,000 |
| Securities held to maturity | 57,323,000 | 46,996,000 | 33,842,000 | 30,448,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 745,985,000 | 750,676,000 | 812,526,000 | 858,253,000 |
| Interest-bearing deposits | 643,606,000 | 640,770,000 | 692,040,000 | 740,882,000 |
| Noninterest-bearing deposits | 102,379,000 | 109,906,000 | 120,486,000 | 117,371,000 |
| Equity capital | 107,585,000 | 103,544,000 | 109,239,000 | 111,207,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 12,139,000 | 24,749,000 | 38,678,000 | 52,430,000 |
| Interest expense | 3,373,000 | 6,650,000 | 10,199,000 | 14,051,000 |
| Net interest income | 8,766,000 | 18,099,000 | 28,479,000 | 38,379,000 |
| Noninterest income | 6,606,000 | 12,229,000 | 17,869,000 | 23,558,000 |
| Noninterest expense | 10,942,000 | 20,861,000 | 31,346,000 | 42,007,000 |
| Provision for loan losses | 560,000 | 1,220,000 | 1,880,000 | 2,540,000 |
| Pretax income | 3,870,000 | 8,910,000 | 14,408,000 | 17,800,000 |
| Income tax | 185,000 | 416,000 | 371,000 | 530,000 |
| Net income | 3,685,000 | 8,494,000 | 14,037,000 | 17,270,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 90,322,000 | 90,268,000 | 92,011,000 | 94,060,000 |
| Total capital | 99,290,000 | 99,351,000 | 101,353,000 | 103,458,000 |
| Risk-weighted assets | 712,484,000 | 720,279,000 | 739,406,000 | 743,181,000 |