Call reports 2015
EASTON BANK & TRUST COMPANY — 2015
What EASTON BANK & TRUST COMPANY reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 |
|---|---|---|
| Total assets | 133,524,000 | 130,391,000 |
| Total loans | 103,232,000 | 100,283,000 |
| Allowance for loan losses | 2,085,000 | 1,615,000 |
| Securities available for sale | 12,181,000 | 9,280,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 112,183,000 | 109,304,000 |
| Interest-bearing deposits | 85,179,000 | 80,355,000 |
| Noninterest-bearing deposits | 27,004,000 | 28,949,000 |
| Equity capital | 14,603,000 | 14,408,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 |
|---|---|---|
| Interest income | 1,299,000 | 2,569,000 |
| Interest expense | 128,000 | 252,000 |
| Net interest income | 1,171,000 | 2,317,000 |
| Noninterest income | 211,000 | 400,000 |
| Noninterest expense | 1,075,000 | 2,301,000 |
| Provision for loan losses | 100,000 | 250,000 |
| Pretax income | 207,000 | 180,000 |
| Income tax | 0 | 0 |
| Net income | 207,000 | 180,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 |
|---|---|---|
| Tier 1 capital | 14,603,000 | 14,477,000 |
| Total capital | 15,833,000 | 15,698,000 |
| Risk-weighted assets | 97,405,000 | 97,121,000 |