Call reports 2014
EASTON BANK & TRUST COMPANY — 2014
What EASTON BANK & TRUST COMPANY reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 143,057,000 | 139,348,000 | 138,394,000 | 133,295,000 |
| Total loans | 110,352,000 | 109,731,000 | 106,832,000 | 104,165,000 |
| Allowance for loan losses | 2,713,000 | 2,737,000 | 2,360,000 | 2,313,000 |
| Securities available for sale | 13,654,000 | 13,642,000 | 13,512,000 | 13,219,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 122,231,000 | 118,374,000 | 117,365,000 | 112,105,000 |
| Interest-bearing deposits | 96,141,000 | 93,060,000 | 91,256,000 | 86,286,000 |
| Noninterest-bearing deposits | 26,090,000 | 25,314,000 | 26,109,000 | 25,819,000 |
| Equity capital | 14,003,000 | 14,173,000 | 14,192,000 | 14,391,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,605,000 | 3,066,000 | 4,493,000 | 5,911,000 |
| Interest expense | 176,000 | 331,000 | 477,000 | 617,000 |
| Net interest income | 1,429,000 | 2,735,000 | 4,016,000 | 5,294,000 |
| Noninterest income | 232,000 | 455,000 | 616,000 | 825,000 |
| Noninterest expense | 1,096,000 | 2,309,000 | 3,562,000 | 4,744,000 |
| Provision for loan losses | 250,000 | 400,000 | 500,000 | 600,000 |
| Pretax income | 315,000 | 481,000 | 570,000 | 775,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 315,000 | 481,000 | 570,000 | 775,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,207,000 | 14,294,000 | 14,305,000 | 14,433,000 |
| Total capital | 15,480,000 | 15,542,000 | 15,525,000 | 15,627,000 |
| Risk-weighted assets | 100,161,000 | 98,104,000 | 96,208,000 | 94,234,000 |