Call reports 2013
EASTON BANK & TRUST COMPANY — 2013
What EASTON BANK & TRUST COMPANY reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 147,138,000 | 138,261,000 | 139,587,000 | 143,198,000 |
| Total loans | 114,836,000 | 113,678,000 | 110,941,000 | 110,550,000 |
| Allowance for loan losses | 3,264,000 | 2,933,000 | 2,871,000 | 2,576,000 |
| Securities available for sale | 11,083,000 | 11,598,000 | 11,780,000 | 13,414,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 127,100,000 | 118,264,000 | 119,221,000 | 122,656,000 |
| Interest-bearing deposits | 103,821,000 | 94,978,000 | 96,541,000 | 99,101,000 |
| Noninterest-bearing deposits | 23,278,000 | 23,286,000 | 22,680,000 | 23,555,000 |
| Equity capital | 13,120,000 | 13,085,000 | 13,364,000 | 13,663,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,642,000 | 3,168,000 | 4,759,000 | 6,302,000 |
| Interest expense | 272,000 | 515,000 | 730,000 | 926,000 |
| Net interest income | 1,370,000 | 2,653,000 | 4,029,000 | 5,376,000 |
| Noninterest income | 135,000 | 463,000 | 706,000 | 1,009,000 |
| Noninterest expense | 1,154,000 | 2,284,000 | 3,465,000 | 4,643,000 |
| Provision for loan losses | 275,000 | 500,000 | 650,000 | 800,000 |
| Pretax income | 76,000 | 332,000 | 620,000 | 942,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 76,000 | 332,000 | 620,000 | 942,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,096,000 | 13,351,000 | 13,639,000 | 13,962,000 |
| Total capital | 14,442,000 | 14,682,000 | 14,933,000 | 15,249,000 |
| Risk-weighted assets | 105,462,000 | 104,589,000 | 101,652,000 | 101,470,000 |