Call reports 2012
EASTON BANK & TRUST COMPANY — 2012
What EASTON BANK & TRUST COMPANY reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 155,011,000 | 153,415,000 | 147,022,000 | 145,262,000 |
| Total loans | 122,416,000 | 122,607,000 | 122,038,000 | 119,597,000 |
| Allowance for loan losses | 3,399,000 | 3,624,000 | 3,364,000 | 3,277,000 |
| Securities available for sale | 7,162,000 | 10,676,000 | 12,926,000 | 10,148,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 134,432,000 | 132,731,000 | 126,377,000 | 124,702,000 |
| Interest-bearing deposits | 111,325,000 | 107,346,000 | 102,202,000 | 98,206,000 |
| Noninterest-bearing deposits | 23,107,000 | 25,385,000 | 24,175,000 | 26,496,000 |
| Equity capital | 13,149,000 | 13,260,000 | 13,238,000 | 13,061,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,776,000 | 3,566,000 | 5,384,000 | 7,148,000 |
| Interest expense | 474,000 | 908,000 | 1,298,000 | 1,628,000 |
| Net interest income | 1,302,000 | 2,658,000 | 4,086,000 | 5,520,000 |
| Noninterest income | 177,000 | 444,000 | 578,000 | 670,000 |
| Noninterest expense | 1,195,000 | 2,411,000 | 3,712,000 | 5,063,000 |
| Provision for loan losses | 330,000 | 660,000 | 1,025,000 | 1,342,000 |
| Pretax income | -26,000 | 52,000 | -52,000 | -92,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -26,000 | 52,000 | -52,000 | -92,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,085,000 | 13,163,000 | 13,059,000 | 13,019,000 |
| Total capital | 14,564,000 | 14,632,000 | 14,515,000 | 14,431,000 |
| Risk-weighted assets | 116,211,000 | 115,117,000 | 114,320,000 | 110,779,000 |