Call reports 2011
EASTON BANK & TRUST COMPANY — 2011
What EASTON BANK & TRUST COMPANY reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 158,134,000 | 159,885,000 | 154,409,000 | 154,195,000 |
| Total loans | 135,273,000 | 128,766,000 | 125,107,000 | 124,618,000 |
| Allowance for loan losses | 2,726,000 | 3,007,000 | 3,527,000 | 3,017,000 |
| Securities available for sale | 6,838,000 | 8,663,000 | 8,731,000 | 8,711,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 136,225,000 | 138,499,000 | 133,433,000 | 133,567,000 |
| Interest-bearing deposits | 116,362,000 | 118,197,000 | 113,328,000 | 112,845,000 |
| Noninterest-bearing deposits | 19,863,000 | 20,302,000 | 20,105,000 | 20,722,000 |
| Equity capital | 14,446,000 | 13,578,000 | 13,502,000 | 13,159,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,981,000 | 4,034,000 | 5,933,000 | 7,849,000 |
| Interest expense | 576,000 | 1,154,000 | 1,689,000 | 2,200,000 |
| Net interest income | 1,405,000 | 2,880,000 | 4,244,000 | 5,649,000 |
| Noninterest income | 339,000 | 668,000 | 1,054,000 | 1,262,000 |
| Noninterest expense | 1,312,000 | 2,734,000 | 4,076,000 | 5,300,000 |
| Provision for loan losses | 380,000 | 1,710,000 | 2,215,000 | 2,865,000 |
| Pretax income | 53,000 | -895,000 | -989,000 | -1,151,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 53,000 | -895,000 | -989,000 | -1,151,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,316,000 | 13,367,000 | 13,274,000 | 13,112,000 |
| Total capital | 15,967,000 | 14,964,000 | 14,830,000 | 14,619,000 |
| Risk-weighted assets | 130,798,000 | 126,152,000 | 122,279,000 | 118,808,000 |