Call reports 2010
EASTON BANK & TRUST COMPANY — 2010
What EASTON BANK & TRUST COMPANY reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 160,372,000 | 161,599,000 | 158,416,000 | 158,475,000 |
| Total loans | 135,649,000 | 137,707,000 | 136,731,000 | 136,229,000 |
| Allowance for loan losses | 1,936,000 | 2,047,000 | 2,110,000 | 2,564,000 |
| Securities available for sale | 6,808,000 | 5,946,000 | 6,455,000 | 7,202,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 139,219,000 | 138,116,000 | 134,950,000 | 136,110,000 |
| Interest-bearing deposits | 125,335,000 | 123,890,000 | 121,625,000 | 115,143,000 |
| Noninterest-bearing deposits | 13,884,000 | 14,226,000 | 13,325,000 | 20,968,000 |
| Equity capital | 12,626,000 | 14,943,000 | 14,706,000 | 14,392,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,095,000 | 4,254,000 | 6,395,000 | 8,499,000 |
| Interest expense | 706,000 | 1,390,000 | 2,048,000 | 2,670,000 |
| Net interest income | 1,389,000 | 2,864,000 | 4,347,000 | 5,829,000 |
| Noninterest income | 346,000 | 725,000 | 1,034,000 | 1,433,000 |
| Noninterest expense | 1,443,000 | 2,950,000 | 4,332,000 | 5,712,000 |
| Provision for loan losses | 225,000 | 1,050,000 | 2,200,000 | 2,956,000 |
| Pretax income | 67,000 | -409,000 | -1,149,000 | -1,404,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 67,000 | -409,000 | -1,149,000 | -1,404,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,434,000 | 14,733,000 | 14,517,000 | 14,263,000 |
| Total capital | 14,119,000 | 16,433,000 | 16,182,000 | 15,909,000 |
| Risk-weighted assets | 134,421,000 | 135,537,000 | 132,638,000 | 130,522,000 |