Call reports 2009
EASTON BANK & TRUST COMPANY — 2009
What EASTON BANK & TRUST COMPANY reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 171,714,000 | 164,154,000 | 159,066,000 | 158,042,000 |
| Total loans | 135,765,000 | 135,800,000 | 133,740,000 | 136,769,000 |
| Allowance for loan losses | 1,412,000 | 1,446,000 | 1,046,000 | 2,009,000 |
| Securities available for sale | 16,836,000 | 14,997,000 | 12,547,000 | 10,403,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 144,841,000 | 137,058,000 | 135,117,000 | 135,128,000 |
| Interest-bearing deposits | 131,452,000 | 123,889,000 | 121,830,000 | 122,227,000 |
| Noninterest-bearing deposits | 13,389,000 | 13,169,000 | 13,287,000 | 12,901,000 |
| Equity capital | 13,367,000 | 13,499,000 | 13,619,000 | 12,585,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,343,000 | 4,636,000 | 6,866,000 | 9,115,000 |
| Interest expense | 977,000 | 1,893,000 | 2,747,000 | 3,507,000 |
| Net interest income | 1,366,000 | 2,743,000 | 4,119,000 | 5,608,000 |
| Noninterest income | 282,000 | 623,000 | 942,000 | 1,310,000 |
| Noninterest expense | 1,400,000 | 2,802,000 | 4,226,000 | 5,744,000 |
| Provision for loan losses | 100,000 | 250,000 | 400,000 | 1,725,000 |
| Pretax income | 152,000 | 320,000 | 441,000 | -543,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 152,000 | 320,000 | 441,000 | -543,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,062,000 | 13,230,000 | 13,351,000 | 12,367,000 |
| Total capital | 14,591,000 | 14,793,000 | 14,514,000 | 14,045,000 |
| Risk-weighted assets | 136,963,000 | 133,724,000 | 133,001,000 | 133,806,000 |