Call reports 2008
EASTON BANK & TRUST COMPANY — 2008
What EASTON BANK & TRUST COMPANY reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 148,138,000 | 150,428,000 | 164,078,000 | 173,194,000 |
| Total loans | 127,691,000 | 132,108,000 | 134,392,000 | 134,740,000 |
| Allowance for loan losses | 1,437,000 | 1,107,000 | 1,152,000 | 1,317,000 |
| Securities available for sale | 10,055,000 | 9,465,000 | 11,512,000 | 18,801,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 121,519,000 | 122,655,000 | 136,591,000 | 145,963,000 |
| Interest-bearing deposits | 105,605,000 | 108,387,000 | 121,529,000 | 132,915,000 |
| Noninterest-bearing deposits | 15,914,000 | 14,268,000 | 15,062,000 | 13,048,000 |
| Equity capital | 13,570,000 | 13,420,000 | 13,684,000 | 13,598,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 2,505,000 | 4,904,000 | 7,404,000 | 9,842,000 |
| Interest expense | 951,000 | 1,865,000 | 2,828,000 | 3,882,000 |
| Net interest income | 1,554,000 | 3,039,000 | 4,576,000 | 5,960,000 |
| Noninterest income | 376,000 | 726,000 | 1,053,000 | 1,392,000 |
| Noninterest expense | 1,273,000 | 2,620,000 | 4,003,000 | 5,427,000 |
| Provision for loan losses | 90,000 | 200,000 | 320,000 | 790,000 |
| Pretax income | 570,000 | 949,000 | 1,311,000 | 1,140,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 570,000 | 949,000 | 1,311,000 | 1,140,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,341,000 | 13,409,000 | 13,610,000 | 13,293,000 |
| Total capital | 14,895,000 | 14,633,000 | 14,879,000 | 14,727,000 |
| Risk-weighted assets | 128,914,000 | 130,755,000 | 134,286,000 | 136,797,000 |