Call reports 2007
EASTON BANK & TRUST COMPANY — 2007
What EASTON BANK & TRUST COMPANY reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 133,215,000 | 132,525,000 | 140,817,000 | 143,484,000 |
| Total loans | 113,964,000 | 112,634,000 | 122,101,000 | 123,725,000 |
| Allowance for loan losses | 1,894,000 | 1,786,000 | 1,701,000 | 1,348,000 |
| Securities available for sale | 10,458,000 | 10,324,000 | 10,135,000 | 9,710,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 107,927,000 | 112,111,000 | 109,549,000 | 115,043,000 |
| Interest-bearing deposits | 93,978,000 | 96,644,000 | 95,274,000 | 101,075,000 |
| Noninterest-bearing deposits | 13,949,000 | 15,467,000 | 14,275,000 | 13,968,000 |
| Equity capital | 11,717,000 | 11,939,000 | 12,390,000 | 13,091,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,474,000 | 4,933,000 | 7,464,000 | 10,050,000 |
| Interest expense | 889,000 | 1,749,000 | 2,659,000 | 3,617,000 |
| Net interest income | 1,585,000 | 3,184,000 | 4,805,000 | 6,433,000 |
| Noninterest income | 322,000 | 673,000 | 986,000 | 1,334,000 |
| Noninterest expense | 1,193,000 | 2,465,000 | 3,754,000 | 5,099,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 714,000 | 1,392,000 | 2,037,000 | 2,668,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 714,000 | 1,392,000 | 2,037,000 | 2,668,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,779,000 | 12,133,000 | 12,435,000 | 13,020,000 |
| Total capital | 13,261,000 | 13,615,000 | 14,011,000 | 14,485,000 |
| Risk-weighted assets | 118,042,000 | 118,158,000 | 125,887,000 | 126,581,000 |