Call reports 2002
EASTON BANK & TRUST COMPANY — 2002
What EASTON BANK & TRUST COMPANY reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 79,387,000 | 81,566,000 | 85,640,000 | 88,340,000 |
| Total loans | 65,578,000 | 67,695,000 | 71,869,000 | 76,629,000 |
| Allowance for loan losses | 801,000 | 818,000 | 862,000 | 925,000 |
| Securities available for sale | 5,270,000 | 5,534,000 | 5,166,000 | 5,040,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 70,979,000 | 73,147,000 | 77,014,000 | 74,210,000 |
| Interest-bearing deposits | 64,635,000 | 63,120,000 | 67,800,000 | 66,406,000 |
| Noninterest-bearing deposits | 6,344,000 | 10,027,000 | 9,214,000 | 7,804,000 |
| Equity capital | 5,740,000 | 5,881,000 | 6,044,000 | 6,150,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,251,000 | 2,534,000 | 3,847,000 | 5,158,000 |
| Interest expense | 526,000 | 1,029,000 | 1,508,000 | 1,997,000 |
| Net interest income | 725,000 | 1,505,000 | 2,339,000 | 3,161,000 |
| Noninterest income | 124,000 | 288,000 | 439,000 | 641,000 |
| Noninterest expense | 610,000 | 1,247,000 | 1,910,000 | 2,608,000 |
| Provision for loan losses | 53,000 | 106,000 | 159,000 | 290,000 |
| Pretax income | 186,000 | 440,000 | 709,000 | 904,000 |
| Income tax | 70,000 | 166,000 | 261,000 | 319,000 |
| Net income | 116,000 | 274,000 | 448,000 | 585,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,728,000 | 5,821,000 | 5,967,000 | 6,076,000 |
| Total capital | 6,529,000 | 6,654,000 | 6,837,000 | 6,990,000 |
| Risk-weighted assets | 64,035,000 | 66,569,000 | 69,541,000 | 73,054,000 |